Percentage & Finance Calculator

An Equated Monthly Instalment is the fixed monthly payment on a loan covering both principal and interest. The calculator shows the monthly amount, total paid and total interest. EMI is the standard payment method for mortgages, car loans, and personal loans, and it ensures both lender and borrower know exactly what payment is due each month. The calculator breaks down how much of each payment goes toward principal (reducing the debt) versus interest (going to the lender), letting you understand the true cost of borrowing and compare loan terms.

Yes — enter the bill, tip percentage and number of people to get the tip, total and each person's share instantly. This eliminates the awkward math of figuring out who owes what when splitting a check, especially with varied orders where some people had drinks or appetizers. Enter the total bill amount, your desired tip percentage (typically 15-20%), and the number of diners, and the tool calculates the per-person share including their portion of the tip. No more scrambling for calculators or mental math at the table.

No. Everything runs locally in your browser using standard web APIs — your text, files and inputs are never uploaded to a server, so the tool works even offline once the page has loaded.